Terms & Conditions.

Welcome to ShouldEye.com, operated by ShouldEye Trust Systems LLC ("ShouldEye," "we," "us," or "our"). These Terms and Conditions ("Terms") constitute a legally binding agreement between you and ShouldEye, governing your access to and use of our website, mobile application, browser extension, APIs, trust analysis tools, AI-generated reports, virtual card program, games, business widgets, affiliate services, and all other products and services we provide (collectively, the "Services").

By using the Services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, do not access or use the Services.

You must be at least eighteen (18) years of age to access or use the ShouldEye platform and Services.

By using ShouldEye, you represent and warrant that:

• You are at least 18 years old;

• You have the legal capacity to enter into a binding agreement;

• You will comply with all applicable local, state, national, and international laws and regulations in connection with your use of the Services.

ShouldEye does not knowingly provide services to individuals under the age of 18. We reserve the right to request proof of age at any time and to suspend or terminate access to any account if we have reason to believe the user does not meet the minimum age requirement.

• You may register an account using a valid email address. Pseudonyms are permitted.

• You are solely responsible for all activities conducted through your account.

• You agree to maintain accurate account information and to notify us of any unauthorized access.

• ShouldEye provides algorithmic and AI-generated trust assessments, browser extensions, virtual card functionality, receipt scanning, bank/email data sync, user-submitted experience moderation, widgets for businesses, educational modules, games, and XP-based incentive systems.

• Services are provided for personal and informational use only. Commercial use without written permission is prohibited.

ShouldEye provides AI-generated insights, trust scores, risk alerts, and aggregated data derived from multiple artificial intelligence models, publicly available information, and third-party data sources.

All outputs provided by ShouldEye are:

• Informational only — they are not intended to constitute, and should not be construed as, financial advice, legal advice, investment advice, professional counsel, or any other form of professional guidance;

• Not guaranteed to be accurate, complete, current, or reliable — AI-generated content may contain errors, omissions, or outdated information;

• Not a substitute for independent research, professional consultation, or personal due diligence.

Users are solely responsible for any decisions, actions, or omissions made in reliance on platform outputs. ShouldEye expressly disclaims any liability arising from such reliance.

• You retain ownership of content you submit, but grant ShouldEye a perpetual, royalty-free license to display, reproduce, distribute, and modify it in connection with our Services.

• You are solely responsible for the legality and accuracy of your submissions. Do not post defamatory, false, or infringing content.

• Our content, scores, and reports are generated by automated systems and AI. While designed for accuracy, we make no guarantees regarding their completeness or correctness.

• ShouldEye reserves the right to modify or remove content, scores, or flags at its sole discretion.

• Users should not rely solely on any AI-generated content for critical decisions, including legal or financial actions.

ShouldEye provides trust scores, risk indicators, safety alerts, and AI-generated assessments based on algorithmic analysis and third-party data sources. These outputs:

• Are probabilistic assessments, not definitive factual determinations;

• May change over time as new data becomes available or models are updated;

• Do not constitute a guarantee, certification, or endorsement of any entity, product, or service;

• Should not be interpreted as a factual statement that any entity is safe, legitimate, trustworthy, fraudulent, or dangerous.

ShouldEye does not guarantee the accuracy, completeness, or timeliness of any trust score, risk assessment, or AI-generated output. Users should always perform independent verification and exercise their own judgment before making decisions based on platform outputs.

No trust score or risk indicator provided by ShouldEye creates any legal obligation, warranty, or representation regarding the subject entity.

• By linking your Gmail or bank account (via providers such as Plaid), you authorize us to access transactional and commercial data to generate trust and spending insights.

• This access is opt-in only. We do not store or use your login credentials.

• We may store data about receipts, merchants, payment behavior, or digital communications for trust analysis and personal insights.

• Virtual card services are provided via third-party licensed financial institutions. You agree to their separate terms.

• Use of the virtual card may be subject to KYC (Know Your Customer) verification.

• We are not liable for failed or delayed transactions, merchant disputes, or denial of refunds by third parties.

• You must not use the card to engage in illegal activities or bypass merchant policies.

• XP is earned through eligible actions and can unlock badges, visibility, and gift card eligibility.

• Gift card rewards are limited by availability and may be denied for suspected abuse, manipulation, or false contributions.

• XP, badges, and tokens have no monetary value and cannot be exchanged for cash.

• Rewards are offered at our sole discretion and subject to availability, geographic limitations, and fraud review.

• ShouldEye may disqualify users who attempt to exploit reward systems or use bots to simulate engagement.

• ShouldEye reserves the right to revoke any rewards at any time for suspected abuse.

• Paid plans and one-time purchases are available. Pricing is disclosed on our Pricing Page.

• All prices are in USD and may change at any time. We will notify users of pricing changes 14 days in advance.

• Subscriptions renew automatically monthly or annually. You may cancel at any time through your account dashboard.

• Refunds are only provided if explicitly stated on the purchase page. Certain tools, reports, and digital services are non-refundable once accessed.

• Failed payments may result in suspension of service. You are responsible for keeping your payment method up to date.

• We may offer free trials or limited-time offers, subject to terms that will be made available at the time of the offer.

• All content, algorithms, scoring systems, databases, brand identifiers, and platform tools are owned by ShouldEye Trust Systems LLC.

• You may not copy, modify, resell, reverse-engineer, or extract platform data without our written permission.

• Any unauthorized use of our proprietary content or systems is strictly prohibited.

• ShouldEye may suspend or terminate your access at any time for violation of these Terms, suspected abuse, or legal concerns.

• You may delete your account via settings. Upon deletion, we may retain anonymized data for fraud analysis or legal compliance.

• Accounts terminated for violations may lose access to accumulated XP, rewards, and services without refund.

THE SERVICES ARE PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

ShouldEye Trust Systems LLC does not warrant that:

• The Services will be uninterrupted, timely, secure, or error-free;

• The results or outputs obtained from the Services will be accurate, complete, or reliable;

• Any errors in the Services will be corrected;

• The Services will meet your specific requirements or expectations.

ShouldEye is not responsible for third-party services, payment processors, affiliate partners, or merchants. Any reliance you place on platform outputs, trust scores, AI-generated content, or third-party data is strictly at your own risk.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SHOULDEYE TRUST SYSTEMS LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, AND LICENSORS SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, business opportunities, goodwill, or other intangible losses;

• Any damages arising from your use of, or inability to use, the Services;

• Any decisions made or actions taken based on platform outputs, trust scores, risk assessments, or AI-generated content;

• Any errors, inaccuracies, or omissions in AI-generated content or third-party data;

• Any unauthorized access to or alteration of your transmissions or data;

• Any conduct of any third party on the Services.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF SHOULDEYE TRUST SYSTEMS LLC FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF: (A) ONE HUNDRED U.S. DOLLARS ($100.00); OR (B) THE TOTAL AMOUNT YOU HAVE PAID TO SHOULDEYE IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Use of the platform is at your own risk. In jurisdictions where limitations of liability are not permitted, the liability of ShouldEye Trust Systems LLC shall be limited to the maximum extent permitted by applicable law.

You agree to defend, indemnify, and hold harmless ShouldEye Trust Systems LLC, its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

• Your access to or use of the Services;

• Your violation of these Terms or any applicable law or regulation;

• Your reliance on any outputs, trust scores, or AI-generated content provided by the platform;

• Any content you submit, post, or transmit through the Services;

• Any unlawful, fraudulent, or abusive activity conducted through your account;

• Your infringement of any third-party rights, including intellectual property rights.

This indemnification obligation shall survive the termination or expiration of these Terms and your use of the Services.

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL.

Any dispute, controversy, or claim arising out of or relating to these Terms, the Services, or the relationship between you and ShouldEye Trust Systems LLC shall be resolved through binding individual arbitration, rather than in court, except as otherwise provided below.

No Class Actions or Representative Proceedings. You and ShouldEye agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You expressly waive any right to participate in a class action lawsuit or class-wide arbitration.

No Jury Trial. By agreeing to arbitration, you and ShouldEye each waive the right to a trial by jury.

Arbitration Rules and Jurisdiction. Arbitration shall be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, or by another mutually agreed-upon arbitration provider. The arbitration shall take place in the State of Delaware, United States, unless otherwise required by applicable law. The language of the arbitration shall be English.

Opt-Out. You may opt out of this arbitration agreement by sending written notice to hello@shouldeye.com within thirty (30) days of your first use of the Services. The notice must include your name, account email, and a clear statement that you wish to opt out of the arbitration clause.

Exceptions. Either party may bring an individual action in small claims court for disputes within the court's jurisdictional limits. Nothing in this section prevents either party from seeking injunctive or other equitable relief from a court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.

EU Consumer Rights. If you are a consumer located in the European Union or European Economic Area, this arbitration clause does not deprive you of the protection afforded by mandatory provisions of consumer protection laws in your country of residence. You retain the right to bring proceedings before the courts of your country of residence, and nothing in this section shall be construed to override mandatory consumer protection rights under EU law.

These Terms and any dispute arising out of or in connection with them shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles.

If you are a consumer located in the European Union, European Economic Area, or the United Kingdom, you may also benefit from mandatory protections afforded by the consumer protection laws of your country of habitual residence. Nothing in these Terms shall affect your rights as a consumer under such mandatory local laws where they cannot be waived by agreement.

You agree not to:

• Use our Services for illegal, deceptive, or abusive purposes.

• Scrape or extract platform data.

• Impersonate others or falsify contributions.

• Circumvent XP/gift reward systems.

• Use bots or automation to interact with the platform.

ShouldEye is not liable for events beyond our reasonable control, including outages, system failures, cyberattacks, data loss, or legal restrictions.

• You grant us permission to publicly display your submitted experiences, reviews, or comments.

• We may use anonymized or public submissions for educational or marketing purposes.

• You agree not to submit content that includes sensitive personal information of others without consent.

• We may earn affiliate commissions when users click links or make purchases through partner sites.

• Affiliate links do not affect our editorial scoring or moderation.

• Some affiliate links may be monetized and disclosed clearly in relevant content or disclosures.

• Our integrations (Plaid, Gmail, payment processors, analytics providers) may collect data governed by their own policies.

• You agree to comply with all applicable third-party terms when using our platform.

• We are not liable for data loss, account issues, or service interruptions from third-party providers.

• The extension modifies website visuals to display trust scores and notices.

• Use of the extension requires browser-level consent.

• Extension data is processed locally unless user opts in to cloud sync.

• Users may uninstall the extension at any time to disable functionality.

• Widgets may be embedded on approved business sites for reputation display purposes.

• Businesses may not misrepresent, alter, or forge widget data.

• Use of widgets is governed by the widget license terms, and unauthorized usage may result in takedown.

• Businesses may claim and manage their ShouldEye profile by verifying ownership via email, DNS, or platform request.

• False claims, impersonation, or omission of material facts may result in loss of access and possible legal action.

• Businesses are responsible for the accuracy of data submitted and must promptly update key disclosures.

To file a copyright complaint, contact copyright@shouldeye.com with complete DMCA takedown details, including your name, ownership proof, and infringing URL.

• ShouldEye is not directed at children under the age of 13 (or the applicable minimum age in your jurisdiction).

• We do not knowingly collect personal data from children. If you believe a child has submitted information, contact us for removal.

• Parents or guardians may request deletion of a child's information by emailing hello@shouldeye.com.

• We take data security seriously and follow industry best practices.

• In the event of a breach, we will notify affected users via email and/or public notice in compliance with applicable laws.

• Breach notices will include description, affected data types, and protective actions taken.

• Any feedback, idea, or feature request submitted to ShouldEye may be used, published, or implemented without compensation or acknowledgment.

• You waive any moral rights associated with such feedback.

• Certain services, including financial tools, card rewards, and merchant ratings, may not be available in all countries.

• Users are solely responsible for compliance with their local laws and access restrictions.

• Upon account deletion, we may retain anonymized or aggregated user data to improve service performance, reporting, or AI training.

• This data will not be linked to any personal identifiers.

• Some features may be released in beta or experimental form and are provided "as-is."

• These may be unstable or modified/removed at any time without notice.

• If you choose to log in using third-party services (e.g., Google, Facebook), you authorize us to access basic profile information and use it in accordance with these Terms.

• We are not responsible for functionality or data handling of these third-party providers.

• We may modify these Terms at any time. Material changes will be announced via email or in-app notice at least 7 days in advance.

• Continued use of the Services after such changes constitutes acceptance of the new Terms.

• We are not responsible for account access loss due to expired or inaccessible login emails or third-party credentials.

• In such cases, account and reward recovery may not be possible.

• Users may request an export of their personal data by emailing hello@shouldeye.com. We will respond in accordance with applicable laws.

• If your account is suspended or terminated, you may contact hello@shouldeye.com to request a review.

• We are not obligated to reinstate accounts found in violation of our Terms.

• ShouldEye enforces community standards against abuse, spam, and illegal content.

• You can report abuse or violations via our platform tools or by emailing report@shouldeye.com.

• If you are located outside the United States, you understand and agree that your information may be stored and processed in the U.S., where data protection standards may differ from those in your jurisdiction.

If you are located in the European Economic Area (EEA), the United Kingdom, or Switzerland, you have rights under the General Data Protection Regulation (GDPR) and equivalent local legislation, including but not limited to the rights of:

• Access — the right to request confirmation of whether your personal data is being processed and to obtain a copy of such data;

• Rectification — the right to request correction of inaccurate or incomplete personal data;

• Erasure — the right to request deletion of your personal data, subject to applicable legal exceptions;

• Restriction — the right to request restriction of processing in certain circumstances;

• Objection — the right to object to processing based on legitimate interests or for direct marketing purposes;

• Data Portability — the right to receive your personal data in a structured, commonly used, and machine-readable format.

ShouldEye processes personal data in accordance with applicable data protection laws, including GDPR. Where processing is based on consent, you may withdraw your consent at any time without affecting the lawfulness of processing carried out prior to withdrawal.

To exercise any of these rights, please contact privacy@shouldeye.com. We will respond within the timeframes required by applicable law. For full details on our data practices, please refer to our Privacy Policy and Data Rights Policy.

If you have questions about these Terms or our Services, please contact:

ShouldEye Trust Systems LLC
Email: hello@shouldeye.com
Data Rights: privacy@shouldeye.com
Mailing Address: 1207 Delaware Ave STE 4904
Wilmington, DE 19806
Subject: "Terms of Use Inquiry"